Season 1 · Eight episodes · Two phases
Episodes
Season 1 runs in two phases: Personal Finance Foundation (your business, your money, your credit, your budget), then Side Hustle Structure (the 3 C's, forming an LLC, bookkeeping, and taxes).
Produced by At Da Mic Productions · Built with AuthorSuite
01
Personal Finance Foundation · 30:52
You Already Have a Business
The reframe the whole season rests on. Featuring Malik, a mobile DJ four years into steady bookings who can't tell you if this year beat last, and Sheryl, a salon stylist sitting on affiliate income hidden in content she already posts.
02
Personal Finance Foundation · 29:19
Separating Your Money Before It Separates You
Marcus and Renée resolve Malik's cliffhanger — one dedicated account, three linked apps — then bring in Tasha, a house cleaner three years in who's never known her real margin because her income has always been cash in a wallet.
03
Personal Finance Foundation · 29:39
Understanding Your Credit
Marcus and Renée bust the biggest credit myth first — no history and bad credit are two different problems — and break down the five factors that actually make up a score. Featuring Jordan, a thrift-flipping reseller who's been avoiding financing entirely.
04
Personal Finance Foundation · 30:14
Budgeting Without Dread
Closes out the foundation phase with the word most people dread: budget. Marcus and Renée introduce the "pay yourself an average" method for real, swinging income — featuring Danielle, a home baker and meal-prep seller whose weeks range from $600 to $80 — plus check-ins on Malik, Tasha, and Jordan.
05
Side Hustle Structure · 31:28
Understanding the 3 C's
Credit, Collateral, and Capacity — the three things every lender actually grades you on. Reggie, a mobile mechanic, learns his own equipment can secure a loan; Jordan's credit arc from Episode 3 pays off; Lyra, a flat-rate script reader, gets mortgage-qualified after 90 days of documented income growth.
06
Side Hustle Structure · Releases Tue, Sep 8
Should You Form an LLC
What an LLC does (a liability shield) and what it doesn't (build business credit or change your taxes by default). Carlos, a rideshare and delivery driver, discovers a real insurance gap; Yolanda, a career coach, asks about filing in Wyoming or Nevada instead of her home state.
07
Side Hustle Structure · Releases Tue, Sep 15
Bookkeeping Without Becoming an Accountant
Four things that actually matter: every deposit, every expense with a one-line note, mileage, and major equipment purchases. Priya, a mobile pet groomer, discovers a mileage deduction she's been missing for years.
08
Side Hustle Structure · Releases Tue, Sep 22
Taxes Without the Dread
Self-employment tax, quarterly estimated payments, and the safe harbor rule. Diego, a freelance photographer, has his best year and his worst tax surprise — and fixes it with a "tax bucket" habit. Closes out the Side Hustle Structure phase.