Season 1 · Financial literacy for people who already started

Structure over guesswork. A habit, not a hobby.

You already have a business. This show helps you run it like one — one small habit at a time. No jargon, no hype, no assumption that you took a business class.

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You already have a business

If money comes in, you have a business. The only question is whether it is running on structure or on memory. Three habits move you from one to the other.

01

Name what you do

A rideshare driver is a transportation business in progress. Saying it out loud changes the decisions that follow.

02

Separate the money

One account for the work, one for your life. It costs nothing and it answers every question you will be asked later.

03

Leave a paper trail

Receipts, hours, prices, mileage. Written down once is worth more than remembered perfectly.

“You are a CEO — regardless of title or business structure.”

What Fortune 500 companies pay consultants for, you can do yourself — for free or close to it. That is the whole premise of the show.

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03

Understanding Your Credit

Personal Finance Foundation

Today's Move: Pull your credit report — it's free — and dispute any error you find.

02

Separating Your Money Before It Separates You

Personal Finance Foundation

Today's Move: Open one free second checking account. Business money goes there first.

01

You Already Have a Business

Personal Finance Foundation

Today's Move: Say out loud what business you are in. Write that one sentence down.

Real Hustle, Real Fix

Malik books weekend gigs like clockwork. His books live in three different apps.

Every other week we walk one hustle through the same four questions: what is already working, where the gap is, what to start now, and what can wait.

From the book's cast of characters.

Read Malik's fix →
A resident DJ mixing at a club booth, illustrating Malik's weekend hustle

Malik
Real Hustle, Real Fix

Side Hustle Banking, Part I book cover
Side Hustle Banking, Part II cover Freelancer's Fortune cover 10 Financial Mistakes Side Hustlers Make cover Financial Literacy Unleashed cover

The companion discussion podcast

Side Hustle Banking & Building Wealth — and the whole Money & Side Hustles library

Habit, Not Hobby is the companion discussion podcast to Side Hustle Banking & Building Wealth and the rest of Don Swann II's Money & Side Hustles library. Every episode maps to a chapter — read it in order, or open the one chapter that answers this week's question.

Pen of Tales Publications / Fatt Wallet Projects · Part I $9.99

Buy Part I at penoftales.xyz See the full Money & Side Hustles library →

One habit in your inbox, every other week

The Fatt Wallet list: the week's move, plus the downloadable once it's ready. Nothing else.